Personal Loans / Debt Consolidation

Personal Loans

When you are applying for a personal loan it is better to have someone working on your behalf because we can do the analysis on your profile as a client and see which lenders are going to work best for you and that will increase your chances exponentially.

The interest rates have a variation from 8.99% through to 28.99% and it is all dependent on your personal circumstances and credit profile but where you can most likely come out in front is by having us negotiating  on your behalf we can have that conversation with the lender and present a case for them to apply a rate discretion if we have enough evidence to warrant that.

The purpose for the loan can be for pretty much everything from holidays to medical procedures, home improvements to household goods and most options are available.


Debt Consolidation

As with the personal loans the rate you will receive will again be dependent on your overall profile and credit history.

We can help you to consolidate outstanding credit cards, personal loans and small debts which can incorporate personal debts to friends and family. There are many different options and reasons for obtaining a consolidation loan and quite often if you are successful it can substantially lighten the monthly financial load.

Please note all personal loan lenders have different criteria so we look to ensure that you are most likely to meet all of the requirements before making any applications on your behalf.